Terms and Conditions of Use

Last updated: 02/28/2012


  • PLEASE READ THESE TERMS CAREFULLY. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT ACCESS OR OTHERWISE USE THIS WEBSITE OR ANY INFORMATION CONTAINED ON THIS WEBSITE.

    THESE TERMS AND CONDITIONS OF USE GOVERN YOUR USE OF THE TRANSAMERICA STABLE VALUE SOLUTIONS INC. WEBSITE (THIS "SITE"). BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS AND CONDITIONS OF USE. THESE TERMS AND CONDITIONS OF USE ARE SUBJECT TO CHANGE, UPDATE AND/OR REVISION (COLLECTIVELY "CHANGE") BY TRANSAMERICA STABLE VALUE SOLUTIONS INC. IN ITS SOLE DISCRETION AT ANY TIME, WITHOUT NOTICE. YOUR USE OF THIS SITE AFTER ANY SUCH CHANGE CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF SUCH CHANGE. YOU SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE MOST CURRENT TERMS AND CONDITIONS OF USE REGULARLY.


    For purposes of these Terms and Conditions of Use, the term “Company" includes Transamerica Stable Value Solutions Inc., all of its parents, subsidiaries and affiliates including, without limitation, Transamerica Life Insurance Company, Transamerica Premier Life Insurance Company, and Transamerica Corporation.


    Access to This Site

    To access this Site or any of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this Site that all the information you provide on this Site will be correct, current, and complete. If the Company believes the information you provide is not correct, current, or complete, it retains the right to deny access to this Site or any of its resources, and to terminate or suspend your access at any time.


    Restrictions on Use

    You may use this Site only for purposes expressly permitted by this Site. You may not use this Site for any other purpose, including any commercial purpose, without the Company's prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this Site, (ii) frame this Site, or (iii) hyperlink or deep-link to this Site without the express prior written consent of an authorized representative of the Company. For purposes of these Terms and Conditions of Use, "co-branding" means to display a name, logo, trademark, or other means of attribution or identification of any party, in a manner that is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this Site or Content (as defined below) accessible within this Site. You agree to cooperate with the Company in causing any unauthorized co-branding, framing, or linking to immediately cease.


    Proprietary Information

    The information, reports, material and content accessible on or generated by this Site, and any other site owned, operated, licensed, or controlled by the Company (the "Content") are proprietary information of the Company or its licensor, and the Company or its licensor retains all right, title, and interest in and to the Content. Neither title nor intellectual property rights are transferred to you by your use of or access to this Site.


    What Information is Collected by this Site

    You can visit the non-password-protected portion of this Site while remaining anonymous by not providing any information about yourself. In some cases, information may be automatically collected, such as information about the frequency of visits to the Site and other information about your visits such as pages and records viewed.


    Cookies

    The Company sends Site visitors cookies, web bugs or pixel tags (collectively, "cookies"), each of which is a small data file sent by this Site to your browser and which may be stored on your hard drive. If available, you may be able to program your browser software to notify you of attempts to send cookies and/or you may decline to accept or delete them. Your declination of any Site cookie may impair your ability to access or use certain functionality of this Site or require you to enter and re-enter information each time you visit this Site.


    Disclaimer

    You understand that the Company cannot and does not guarantee or warrant that Content available for downloading from this Site or the Internet will be free of viruses, worms, Trojan horses, or other malicious code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this Site for the reconstruction of any lost data. The Company does not assume any responsibility or risk for your use of the Internet or this Site, nor does the Company assume any responsibility for any products or services or hypertext links to third parties or for any breach of security associated with your use of this Site or your transmission of sensitive information through this Site or any hyperlinked sites.


    All of the information on this Site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this Site, and the Company does not undertake any obligation to update such information after it is posted or to remove such information from this Site if it is not, or is no longer, accurate or complete. All Content, together with information filed and furnished with the Securities and Exchange Commission and any oral information provided by the Company's executives that relates to the Company's future performance or financial results, is considered forward-looking statements. These forward-looking statements involve uncertainties that could cause actual performance or results to materially differ, and users are cautioned not to place undue reliance on them. All forward-looking statements should be read in conjunction with the additional information about risks and uncertainties set forth in our Securities and Exchange Commission reports, including any annual report.


    Indemnity

    You will indemnify and hold the Company, its parents, subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the "Indemnified Parties") harmless from any breach of these Terms and Conditions of Use by you, including any use of Content other than as expressly authorized in these Terms and Conditions of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify the Indemnified Parties against any and all resulting losses, damages, judgments, awards, costs, expenses, and attorneys' fees in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of or related to your use of the Content accessed from this Site.


    Trademarks, Service Marks and Copyrights

    The stylized Aegon logo is a federally registered trademark of Aegon N.V., and ”Transamerica,” the Transamerica Pyramid building, and the Transamerica Pyramid logo are federally registered trademarks of Transamerica Corporation. Unless otherwise specifically noted, images, trademarks, service marks, logos, and icons displayed on this Site are the property of the Company or its licensors and may not be used without the Company's prior written consent. The Company and its licensors retain all rights with respect to any of their respective trademarks, service marks, and logos appearing on this Site. Any unauthorized use of the images may violate copyright, trademark, privacy and publicity laws and regulations.


    Violations and Remedies

    The Company reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions of Use, including the right to block access from a particular Internet address to this Site.


    Security

    You will be responsible for the security of your Access Codes (user names and passwords used for access to this Site). The Company will be entitled to monitor your Access Codes and, at its discretion, require you to change them. If you use Access Codes that the Company considers unsecure, the Company will be entitled to require the password to be changed and/or terminate your access.


    You are prohibited from using any services or facilities provided in connection with this Site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, the Company reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents and to federal or state law enforcement officials. The Company reserves the right to investigate suspected violations of these Terms and Conditions of Use.


    You agree that the Company shall not be responsible for damages or losses resulting from any breach of security caused by your failure to maintain the confidentiality of your Access Codes. If you permit access to your Access Codes by third parties, then you agree to defend, indemnify and hold the Company harmless from and against any liability, losses, damages, or costs and expenses (including attorneys' fees) arising out of, related to or resulting from, such access and related use of this Site. The Company reserves the right to block access to this Site for any reason. You also agree to immediately notify the Company if you become aware of any loss or theft of your Access Codes or become aware of any unauthorized use of your Access Codes.


    Finally you acknowledge and agree that you will not upload, e-mail, or otherwise transmit any material that contains viruses or any other computer code, files, or programs that might interrupt, limit, or interfere with the functionality of any computer software, hardware, database or file, or communications equipment that is owned, leased, or used by the Company.


    This Site has adopted industry standard security measures to protect the loss, misuse, and alteration of the information under our control. While we provide those technologies and use other reasonable precautions to protect confidential information and provide suitable security, we do not guarantee or warrant that information transmitted through the Internet is secure or that such transmissions will be free from delay, interruption, interception, or error. While there is no such thing as "perfect security" on the Internet, we will take reasonable steps to ensure the safety of your information. There is always the possibility of unknowingly acquiring computer viruses on the Internet and thus we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. The Company is not responsible or liable for any damage caused by viruses or related hazards, whether or not a particular virus or hazard resulted from a visit to this Site. You, and not the Company, assume the entire cost of all necessary servicing, repair, or correction related to computer viruses.


    The Company reserves the right to fully cooperate with any law enforcement authorities, regulatory authorities, or court order requesting or directing it to disclose the identity of anyone posting any e-mail messages or publishing or otherwise making available any materials that are believed to violate these Terms and Conditions of Use. BY ACCEPTING THESE TERMS YOU WAIVE AND HOLD HARMLESS THE COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER THE COMPANY OR LAW ENFORCEMENT AUTHORITIES.


    Miscellaneous

    These Terms and Conditions of Use will be governed and interpreted pursuant to the laws of the state of Iowa, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Iowa in connection with any dispute between you and the Company arising out of these Terms and Conditions of Use pertaining to this Site. The parties to these Terms and Conditions of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms and Conditions of Use or pertaining to the subject matter of these Terms and Conditions of Use will be in the state or federal courts having jurisdiction within Cedar Rapids, Iowa. If any part of these Terms and Conditions of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms and Conditions of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this Site will govern the items to which they pertain. The Company may revise these Terms and Conditions of Use at any time by updating this posting. These Terms and Conditions of Use constitute the entire agreement between the Company and you with respect to your use of this Site. Any cause of action you may have with respect to your use of this Site must commence within one year after the claim or cause of action arises.