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Stable Value: The Participant's View

Know your customer. It's a business truism, of course, but one that is easier to implement in some industries than in others.

Transamerica is committed to helping people invest wisely to secure a comfortable retirement. Part of that commitment involves understanding how much retirement plan participants know about the products they invest in.

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Industry Study Concludes America's Retirement System Is Strong

Can three million Google search results be wrong?

Type the words "U.S. retirement system is failing" into the popular Internet search engine, and that's how many news articles, position papers and blogs pop up, with all the top hits bewailing the sad state of the retirement system in the United States. For Lynn Dudley, senior vice president, policy, for the American Benefits Council, this is not only frustrating but, she contends, wrong.

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Making the Case for Lifetime Income Options

As a concept, receiving income for life is a sure winner. As a practical matter, delivering it to participants in retirement savings plans has proved challenging

Type the words "U.S. retirement system is failing" into the popular Internet search engine, and that's how many news articles, position papers and blogs pop up, with all the top hits bewailing the sad state of the retirement system in the United States. For Lynn Dudley, senior vice president, policy, for the American Benefits Council, this is not only frustrating but, she contends, wrong.

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Winners and Losers: Navigating the Great Reflation

Sometimes, it really is the big__picture that provides the clearest vision of where the financial markets are headed.

While countless factors influence the markets' direction, just one__the aggressive and unprecedented growth in the balance sheets of the world's central banks__is the principal driver of global asset prices right now, David Zervos, chief market strategist for investment bank Jefferies LLC, told participants at the 2014 Transamerica Stable Value Summit.

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Tax Reform: A Washington Update

The legislative agenda for the retirement savings industry was looking good out of the gate this year, with a number of bills introduced in January that could strengthen the U.S. retirement system. Then, in February, House Ways and Means Chairman Dave Camp announced, over the objection of the Republican leadership, that he would be unveiling a major tax reform proposal that would simplify the tax code but reduce and eliminate many tax breaks for individuals and businesses.

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Behind the Curtain: A Snapshot of Stable Value Assets

What do stable value portfolios look like five years after the 2008 financial crisis? Detailed industry data isn't widely available, but at its 2014 Stable Value Summit in Baltimore, Transamerica Stable Value Solutions gave clients a peek at its own book of business. The big picture? Stable value portfolios feature relatively short durations, healthy market-value-to-book-value ratios, and high average credit ratings.

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Transamerica Stable Value Solutions Inc. offers insurance products issued by Monumental Life Insurance Company (Cedar Rapids, IA) and Transamerica Life Insurance Company (Cedar Rapids, IA). Contract holders will look only to the issuing insurance company for satisfaction of obligations under the contract. Products are not available in all states.

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© 2014 Transamerica Stable Value Solutions Inc.

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