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STABLE VALUE SOLUTIONS

Innovation - Trust GIC®

Transamerica pioneered the first synthetic guaranteed investment contract (GIC) in 1991 and has made numerous product innovations ever since. We have custom-tailored GICs to meet client needs and were an early proponent of the “global wrap” concept, which spreads a plan's exposure among several synthetic GIC providers. We continually evaluate new structures and products to respond to evolving client needs and deliver solid performance throughout various economic environments.

Client Focus

Beyond product innovation, we add value to our client relationships by sharing information, expertise and resources (e.g., tax, legal, accounting, etc.). We are viewed as a key informational resource for our clients and the industry, and as an incubator of creative client solutions. Not surprisingly, many of our business relationships extend beyond a decade, and our products are found in many Fortune 500 companies' 401(k) plan stable value funds and in many 529 college savings stable value funds.
Financial Professionals

Who We Are


Transamerica is a leading provider of synthetic GICs, the core stable value product serving the pension and savings market. We also serve the retirement market by providing stable value separate account and other customized solutions for our clients.

Synthetic GICs enable stable value funds to deliver intermediate bond-like returns, without the volatility, while providing safety and stability similar to that of money market funds. With its combination of competitive returns and principal protection, stable value can be an excellent option for conservative investors.

Our track record of innovation, client focus and commitment to the industry has made Transamerica a provider of choice among plan sponsors for over twenty-five years.

Transamerica Institute®
Financial issues facing Americans today
Aegon Transamerica Foundation
Supporting nonprofit organizations in our community
Transamerica Retirement Solutions
Employee benefit and retirement solutions
Financial Strength Ratings

Current ratings analysis for Transamerica’s insurance companies

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Stable Value Investment Association (SVIA)
A leading authority on retirement investing
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Full Year Statements

Click on the issuing company below for the full year statement

  • Transamerica Life Insurance Company - Life, Accident & Health
  • Transamerica Life Insurance Company - Separate Accounts
  • Transamerica Financial Life Insurance Company – Life, Accident & Health
  • Transamerica Financial Life Insurance Company – Separate Accounts
THE PRODUCT

Our synthetic and separate account GICs serve a broad range of clients, product structures and money managers. Customers include a myriad of defined contribution offerings, such as 401(k), 403(b), 457, and 529 plans.

COMMITMENT TO THE INDUSTRY
Our client focus doesn't prevent us from seeing the big picture. We are forceful industry advocates and actively support policies to keep the market strong and healthy. We participate in trade organizations, forums and publications that promote stable value and enhance its standing as an asset class.